About David Cole

4David E. Cole, Esquire, is an insurance litigation consultant who has served as an expert in over 60 cases. He focuses his practice on litigation in Pennsylvania’s state and federal courts, but has also served as an expert in cases in Delaware, New Jersey and Maryland. He specializes in insurance bad faith, insurance coverage and attorney fee disputes. He has authored reports and testified in automobile, property and commercial insurance claims cases. He brings a unique background as a both a lawyer and an insurance claims professional with 25 years of experience in the insurance industry to his consulting.

Prior to starting his insurance litigation consulting practice in 2002, Mr. Cole was employed by Nationwide Insurance in Pennsylvania. Initially hired as a Claims Counsel in 1988, he supervised  complex commercial litigation involving Nationwide’s insureds in Pennsylvania. He was promoted to Regional Claims Counsel in 1990, responsible for managing Nationwide’s in-house legal staff and retained outside counsel, and for supervising all litigation involving Nationwide and its insureds in Pennsylvania. He also managed Nationwide’s Special Investigation Unit and Subrogation Unit in Pennsylvania during his time at Nationwide.

While Regional Claims Counsel, Mr. Cole oversaw all bad faith insurance litigation involving Nationwide in Pennsylvania. Mr. Cole was responsible for training Nationwide’s Pennsylvania Claims personnel on Act 6 of 1990, which included enactment of statutory insurance bad faith in Pennsylvania.  He also served as counsel to the Nationwide’s Claims operations to ensure compliance with Pennsylvania’s insurance claims handling law and regulations. He chaired a committee which provided guidance to the Claims operation on insurance claims coverage and valuation issues. He was responsible for keeping Claims personnel updated on applicable new insurance laws and regulations and on current applicable case law.

As Regional Claims Counsel, Mr. Cole was also counsel to Nationwide’s Underwriting and Agency operations in Pennsylvania. He oversaw a major re-draft of Nationwide’s automobile insurance underinsured and uninsured motorist coverages. He managed Nationwide’s Agent Support/Errors & Omissions program in Pennsylvania.

While at Nationwide, Mr. Cole was a spokesman for Nationwide on insurance industry issues in Pennsylvania. He served as a member of insurance industry trade group the Insurance Federation of Pennsylvania’s Property & Casualty Insurance Steering Committee. He was appointed by then-Governor Thomas Ridge to serve on Pennsylvania’s Automobile Theft Prevention Authority, eventually serving as its Secretary and Treasurer. He also served as Nationwide’s representative on the Pennsylvania Automobile Assigned Claims Plan. He has been a speaker at Pennsylvania continuing legal education programs throughout the years.

Mr. Cole has also been a teacher and was for many years an adjunct professor of business law at Harrisburg Area Community College.

Please contact Mr. Cole for a complete resume, references and fees.